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Renters' Insurance

Whether it's your first place, you've decided to downsize, or it's something in between, a renters' insurance policy can help protect you and your belongings from an unforeseen event.

Protecting what your landlord won't

Your landlord most likely has insurance to cover the things they're responsible for. This includes common areas, the physical structure of the building, and their property. However, it's likely your property isn't covered by one of these policies.

Renters' insurance can help cover your personal belongings, your interior, personal injuries at your residence, and more.

Do I need renters' insurance?

Some landlords require you to have a renters' insurance policy; others don't. Regardless, renters' insurance is a smart purchase for anyone renting. This could be a college student, young professional, or someone needing less space who is renting an apartment, condo, or house. 

Renters' insurance protects your personal belongings from theft or damage, and can also pay for medical expenses if someone is injured on your property. Typically, a landlord won't cover these.

By working with us, we will ensure your renters' policy meets the requirements of your landlord or complex.

Renters' Insurance Coverages

Protect your personal belongings and prepare for unexpected costs with affordable coverage.

Personal property

Personal property coverage protects things like your electronics, furniture, appliances, and clothing in the event they are damaged due to a fire, vandalism, water damage, and more. It also helps you replace stolen items from a burglary.


Liability coverage can help pay for the medical expenses of someone who was injured on your property.

It's also a smart idea to consider an umbrella policy, which can provide you with $1 million or more in liability protection for catastrophic accidents. It's a surprisingly inexpensive way to ensure you're protected from a serious financial loss.

Additional living expenses

Your renters' policy may help you pay for living expenses if you need to live somewhere else in the event your place is being repaired due to damages.

An Overview of Renter’s Insurance

An Overview of Renter’s Insurance

Don’t overlook the need for renter’s insurance if you rent your home.
Bundle and Save Up to 25%

Bundle and Save Up to 25%

When you bundle your renters' and auto, or your renters' policy with an eligible life insurance policy, you could save up to 25%, with an average savings of 20%, on your insurance. Plus, you get the added convenience of having your policies under the same roof.

Ready to get started with a renters' quote from Lake Insurance? 

Start saving now!

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