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Classic Car Insurance

Whether you've painstakingly restored a classic or purchased the car you've dreamed of owned as a child, we understand that your classic, collector, or antique car is your prized possession. That's why we offer specialized coverage to protect it like you would family.

Protecting your investment

As an auto enthusiast, you've invested a lot of time, energy, and money into your car. Make sure you have the right insurance to keep it safe, even if you don't drive it. Unexpected events such as fires, vandalism, or theft can devastate your car and leave you with costly repairs.

At Lake Insurance, you have different coverage options available. You may have the flexibility to add your car to your existing auto policy, or you can purchase a policy specific to classic and antique cars. Either way, you can be confident that your prized possession is covered.

Classic and antique car insurance features

We offer custom-tailored insurance policies from Hagerty to provide you and your car with premium coverage. 

Guaranteed value

Utilizing industry-leading tools, Hagerty will determine the true value of your classic car, and create an agreed value policy that will pay you the value of your car's insured value in the event of a total loss.

Flexible usage

We get that your classic or antique car is fun to drive. With Hagerty, you're protected whether your headed to a show, race, or the beach.

Auto show medical reimbursement

If you or your family members are injured at an auto show or other car-related function, Hagerty may provide up to $10,000 in medical payments.

Specialized Coverage

Purchasing a separate policy specifically for antique and classic cars can provide you with additional and specialized coverage options. There are a variety of classic, antique, and collector cars available, which is why Lake Insurance offers specific coverage for your unique vehicle. We are proud to offer Hagerty Insurance, a specialized classic and antique car insurance provider offering specific coverages for:

  • Collector and classic cars
  • 1980 and newer collector vehicles
  • Collector trucks and SUVs
  • Motorcycles and scooters
  • Collector boats
  • Motorsports vehicles
  • Modified cars
  • High-value vehicle collection

How to qualify for classic and collectible car insurance

When we submit your application for insurance, your insurance carrier may require us to provide some or all of the information below. Should you ever be in the unfortunate position of filing a claim, everything will be in order.

  • Usage: We will tailor your policy to reflect your driving habits
  • Storage: Your collectible car should be stored inside in a secure, locked garage or structure
  • Regular-Use Vehicles: Since you don’t need to drive your classic car every day, some carriers may require that you maintain “regular use” insurance in your name
  • Driver Eligibility: As with other forms of auto insurance, your driving history will also be taken into account

Ready to get started with a classic car insurance policy with Lake Insurance? 

Get started now!

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