At Lake Insurance, we are dedicated to helping you with all your insurance needs. We are excited to announce that we are now offering a suite of Medicare products through our sister company, Evolve Insurance Group.
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The world of Medicare can be confusing and overwhelming to navigate. Evolve Insurance Group was founded with the mission to assist and educate individuals to feel empowered and confident when making decisions related to their healthcare coverage.
We recognize everyone is unique with different medical needs, and we are committed to assisting our clients in finding the best plan personalized for those needs. As an independent agency, we offer multiple lines of insurance with a wide selection of carriers, giving us the flexibility to help you find the right product for your specific needs. We offer unbiased service with a promise to provide an unmatched client experience!
You are in the golden years of your life, and you have worked hard to prepare for this! Evolve Insurance Group is here to make sure your days are filled with spending time with family and friends, and enjoying the activities you love to do rather than stressing about your healthcare coverage options.
Evolve Insurance Group can assist you in understanding your options and providing the necessary education when it comes to evaluating and selecting your healthcare coverage through Medicare, Medicaid, Medicare Advantage Plans, Medicare Supplemental Plans, and Part D Prescription Drug Plans.
If you are signing up for Medicate Parts A and B, Evolve can help you navigate the process. Evolve Insurance provides free consultations when you are eligible for Medicare, which is the 3 months before and after your 65th birthday.
Medicare Advantage, sometimes called "Part C," offers an alternative to receiving Original Medicare benefits. These plans are bundled with the typical Medicare Part A and B benefits, creating more complete coverage for the insured person. If you opt for a Medicare Advantage plan, you are still a Medicare beneficiary. Typically, prescription drug coverage is included.
Medigap, also known as Medicare Supplement Insurance, is a type of health insurance that offers additional coverage for normal Medicare plans. It helps fill in the "gaps" in normal Medicare coverage by helping you pay for out-of-pocket costs that Medicare won’t cover, such as co-pays, coinsurance, and deductibles.
Traditional Medicare, Parts A and B, don't cover prescription drug costs. With a prescription drug plan, you can customize your coverage to ensure that your prescription drug costs are covered.
Medicaid provides health insurance coverage for low-income families and disabled individuals. Evolve Insurance provides free consultations to help assess your eligibility and enroll in a Medicaid plan.
Evolve Insurance offers services to everyone; whether you're a current Saleme Insurance client or not, there are numerous benefits to working with Evolve Insurance Group.
There is never a fee or increased premium for working with Evolve Insurance. Our services are, and will remain, completely free for everyone.
Evolve Insurance Group is located here in Altoona, PA at Saleme Insurance. Unlike traveling sales agents that pass through town, sell their products, and leave, Evolve is committed to forming a life-long relationship with you. Evolve is there for you to answer questions and help you every step of the way.
As a sister company of Saleme Insurance, you can expect the same kind of personal attention and care at Evolve Insurance. Evolve takes the time to understand your needs thoroughly and recommend products that provide you with adequate coverage at an affordable price.
Similar to how you can choose between Erie and Progressive for your auto insurance at Saleme, you can pick from a variety of company plans at Evolve. Evolve is an independent, Medicare-specific insurance provider that offers many different types of plans from many different companies. This allows you to the flexibility to choose a policy that will best fit your needs at a price you can afford.
Your health needs may change from one year to the next, which is why Evolve offers free Medicare Reviews during the annual open enrollment period. You can schedule a time to meet with an advisor to review your current plan, see if another plan would be a better fit, and potentially save money.
Born and raised in central Pennsylvania, Jocelyn attended Bishop Guilfoyle High School in Altoona, PA. Jocelyn is a 2013 graduate from Duquesne University in Pittsburgh, PA with a Bachelor’s Degree in Business Administration focused on marketing and sales. Before founding Evolve Insurance Group, Jocelyn was a 5th generation member working for her family’s company in the Baltimore, Maryland area honing her client first perspective and analytical approach.
Jocelyn believes that trust is the foundation for a successful client relationship and is committed to acting as an advocate for individuals when navigating their various healthcare choices.
Jocelyn is a licensed health and life insurance agent in Pennsylvania. Jocelyn is also AHIP (America’s Health Insurance Plans) certified.
Jocelyn is committed to serving the communities where she resides by volunteering with organizations such as Big Brothers Big Sisters, Dress for Success, Greater Literacy Council of Pittsburgh and more.
Barry started in the insurance industry in 1993 as a commercial insurance agent for Saleme Insurance. He purchased the agency in 2004 and remains the President today. He and his wife Jennifer are the third generation of the family business that started in 1954.
He credits his success by never wavering from the founding principals of hiring people that are honest, caring and hardworking. In turn, customers are treated fairly and with the understanding that the most important thing the agency has to gain in their trust.
Barry has been steeped in community service since starting at Saleme. He has served on several boards including Big Brothers Big Sisters, Family Services of Blair County, The Blair County Chamber Foundation Board and The Blair County Chamber Executive Board.