Personal watercraft are a fun and exhilarating way to let go of your troubles and experience a rush like no other. Whether it's a Jet Ski, WaveRunner, or See-Doo, we've got the right coverage for you.

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Why personal watercraft insurance is important

Personal watercraft insurance is important to have because it can protect you and help pay for accidental property or personal injuries. If a person is injured on your personal watercraft, or your personal watercraft is involved in an accident that injures someone else, insurance can help pay for medical costs regardless of fault.

Personal watercraft coverages

Customizing your coverage has never been easier. You can choose from a variety of coverages to fit your exact needs.

High limits

With personal watercraft coverage, higher limits are available to cover medical payments for you, your family, and your friends in case they are injured on your personal watercraft, regardless of fault.

Coverage for personal items

In the event your personal belongings are damaged beyond repair, we offer replacement costs coverage to pay for new ones. This could be anything from your sunglasses to your phone.

Total loss

If your personal watercraft is totaled within a specific time frame, you could receive a check for what it costs to buy a brand new one. 

Roadside assistance

Similar to roadside assistance for a car, roadside assistance for your personal watercraft may be available for no extra cost. This can come in handy if your trailer is damaged or breaks down. 

Ready to get started with a personal watercraft quote from Lake Insurance? 

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